Background and Experience

I’m Louis Werbalowsky, a Long Term Care Insurance Specialist with LTC Planning Group of NY, part of the LTC Global Network. I’ve been providing LTC insurance solutions to area residents since 1999. The award-winning program called the NYS Partnership for Long Term Care is an area of my specialization.

I have been a resident of the Mid –Hudson Valley for most of my 75 years except for 4 years in the US Navy during the Viet Nam War.

My wife Beverly and I live in Woodstock and have four grown children and six grandchildren.

My prior work experience has been in the field of human services providing personalized attention to solve both people and practical problems. Choosing a career as a long-term care specialist was in part due to my personal family experiences with both of my parents needing extended home care.

I provide educational workshops on Long Term Care to both civic and professional organizations and consult regularly with attorneys, financial planners, and accountants. I also do free individual needs analyses for those considering the purchase of this type of insurance. By focusing my skills as a Long Term Care Specialist, I provide practical solutions to maintain your quality of life, and peace of mind for people’s financial, physical, and emotional well-being.

“I don’t know what I would have done without Long Term Care Insurance. My husband and I purchased our policy from Mr. Louis Werbalowsky in January 2002….Mr. Werbalowsky is a very knowledgeable agent who explained everything in detail. It was very comforting knowing I could reach him anytime.”

- E. Kawalchuk

Remember, you can’t predict, but you can prepare, it’s better to have a plan ten years too early than one day too late. Please feel free to contact me if you have any questions regarding LTC INS, Life Insurance, or Annuities, or other areas of concern.


Louis Werbalowsky

LTC Planning Group of NY